The Commercial Banks in Guyana offer a number of services to the general public. Below is a list of some of the services offered:

• Deposit/Investment Accounts:
  • Savings
  • Fixed (Term) Deposits
  • Special Investment Accounts
  • Corporate/Personal Chequing Accounts
  • Foreign Currency Accounts
• Credit Facilities:
  • Loans/Mortgages
  • Overdrafts
  • Bonds
• Trade Financing (Export/Import Trade Financing):
  • Letter of Credit
  • Bill Discounting
  • Invoice Financing
  • Bills for Collection
  • Bank Guarantee and Confirmations
  • Inventory Financing
• Foreign Trade:
  • Draft/Money Orders Negotiation
  • Electronic Funds Transfers
  • Traveler’s Cheques
• Night Deposit Facilities
• Safety Deposit Boxes
• Payroll Processing
• Card Services:
  • Credit Cards (Local and Foreign)
  • Debit Cards
• Automated Teller Machines (ATMs)
• Point of Sales (POS) Terminals
• Telephone Banking
• Payment of Utility Bills
• Internet Banking
• Manager’s Cheques
• Letter of Introduction
• Balance Confirmation (Audit Queries)
• Credit Enquiries Letters
• Standing Orders
• Encashment of Cheques/withdrawal of Funds from Accounts