Pay your bills on time to avoid the late fees.

Learn to love home-cooked meals.

Take your food to work.

When shopping, arm yourself with a list. It tends to focus us on what you need, rather than whatever strikes your fancy in the stores.

Be a smart shopper by buying quality when it counts.

Get it out of sight. Taking withdrawn money immediately from your paycheck and into a savings account is a great way to create a nice little nest egg.

Do not let yourself get influenced by what your friends are buying because the only one that will be paying your debt is you!

Keep your tires properly inflated. You'll prolong their life as well as save on gas.

Financial freedom will be worth everything you put into it.  If you don’t want to work forever – CHOOSE TO SAVE!